INSURANCE

PROTECT YourInvestment

If you have to miss a trip, that in itself is disappointing enough. Losing the money you paid for it could be even worse. With this in mind, we highly recommend that you consider purchasing travel insurance to protect your investment for your trip. We help arrange travel insurance as part of travel protection plans from Travel Insured International (TII). Whether it’s a sudden change of plans or unforeseen circumstances, travel protection can help provide coverage every step of the way. 

As you explore this page and your options, you’ll see both trip protection and dive insurance information. Read thoroughly to make sure you understand the right choices for your child.

Trip InsuranceInternational Students

If you are not a US citizen or US resident, Seven Corners Insurance offers a handful of both comprehensive and travel medical policies that provide adequate protection while traveling.

A Note on Scuba Diving

• Seven Corners policies do NOT cover scuba diving for non-certified (beginner) divers. If your student plans to take Discover Scuba Diving or earn an Open Water Certification, Seven Corners will not provide coverage for these activities. In that case, we recommend purchasing DAN dive insurance. 
• If your student is already certified and pursuing their Advanced Open Water, Rescue Dive, Dive Master, or is a Recreational Diver, this plan would cover scuba.

Seven Corners Contact Information

• Worldwide: +1-317-575-2652
• Toll-Free (U.S.): 1-800-335-0611
• Email: sales@sevencorners.com
• Hours: Mon–Fri, 8:00 AM–9:00 PM ET; Sat–Sun, 10:00 AM–7:00 PM ET
• Website: Seven Corners Travel Insurance

Using your own insurance?

Sail Caribbean accepts your family’s insurance if it covers scuba diving, medical evacuation, and recompression treatments abroad. Since medical costs are your responsibility, ensure your coverage is adequate. In our experience, personal insurance policies often do not provide sufficient coverage for these specific needs. You are responsible for verifying your insurance coverage, as Sail Caribbean cannot assess policies or assist with claims.

If you prefer to use your personal insurance, ensure it provides sufficient coverage. Here are key questions to ask your provider:

• What is the process for filing claims? What documentation is needed?
• Does my policy cover medical emergencies while traveling internationally?
• Are emergency medical evacuations included in the coverage?
• Does the policy cover scuba diving activities, including beginner courses like Discover Scuba Diving or Open Water Certification?
• Are there any exclusions or limitations related to adventure sports?

If your insurance provider asks about diving depth limits, here’s a reference:

• Discover Scuba Diving (DSD): Max depth 40 ft (12m)
• Open Water Diver (OW): Max depth 60 ft (18m)
• Advanced Open Water Diver (AOW): Max depth 100 ft (30m)
• Rescue Diver (RD): Typically 30-60 ft (10-18m)